Superannuation is arguably the most tax-effective way to save for your retirement, as contributions, income and withdrawals are taxed at a concessional rate.
We help clients understand superannuation, investment options, contribution strategies and how they can tax effectively accumulate funds for retirement.
At the initial meeting, we can assess existing accounts, explain the benefits of each and then where appropriate, help consolidate accounts into a single Fund.
JR Financial Planning is based in Kew East, but services clients throughout metropolitan Melbourne.
Retirement Planning and the Transition to Retirement
As individuals near or enter retirement, correctly structuring superannuation and contribution strategies becomes of utmost importance. We therefore help clients:
∙ Consolidate to minimise fees.
∙ Maximise contributions.
∙ Effectively Salary Sacrifice.
∙ Investing to reduce risk and volatility.
∙ Maximising investment income.
∙ Investing in quality assets.
At JR Financial Planning, superannuation advice is only provided to clients by a Certified Financial Planner®.
The CFP® is the highest level of certification that a financial planner can achieve and is a commitment to abide by a Code of Professional Practice, including Code of Ethics, Practice Standards and Rules of Conduct.
About JR Financial Planning
At JR Financial Planning, we believe that true financial planning can only be delivered through a complete understanding of individuals’ goals and objectives.
Our process adopts a measured and educational approach with clients. This helps promote a better understanding of the strategy, as well as potential legislative implications, economic and market conditions. We seek peace of mind for our clients and always encourage questions to be asked.
Ongoing, clients have unlimited access to our Certified Financial Planner®. This also includes the provision of regular updates on economic events and how they may impact on one’s strategy or portfolio.
Address: PO Box 170, Kew East VIC 3102
Phone: 03 9859 4654
Mobile: 0404 83 53 73