Self-Managed Superannuation Fund (SMSF) Advice
Having a Self-Managed Superannuation Fund (SMSF) means simply having greater control of how your super is being invested, and has become a popular method of saving for retirement.
We help clients develop the SMSF’s investment strategy, then manage the Fund’s portfolio for capital growth over time as well as income generation.
Trustees also need to consider the Life insurance needs of the Fund’s members, therefore we work closely with clients and their accountants to help ensure that these and other compliance requirements are satisfied.
At the initial meeting, we can assess existing SMSF assets and insurance policies, then provide guidance for potential changes.
JR Financial Planning is based in Kew East, but services clients throughout metropolitan Melbourne.
SMSF Investment Strategy
A Fund’s performance over time will be influenced by the underlying investments and what proportion of benefits is allocated to each.
Each investment and asset class carries with it varying levels of risk and volatility. Therefore, members should consider adopting an investment strategy that is consistent with their tolerance to risk and volatility.
We work with clients to help gauge their tolerance to risk and volatility, then assist with the development of their Fund’s investment strategy.
The investment strategy itself may comprise a combination of growth oriented assets (eg. Managed Funds and Listed Shares) and income oriented assets (eg. Cash and Fixed Interest).
At JR Financial Planning, SMSF advice is only provided to clients by a Certified Financial Planner®.
The CFP® is the highest level of certification that a financial planner can achieve and is a commitment to abide by a Code of Professional Practice, including Code of Ethics, Practice Standards and Rules of Conduct.
About JR Financial Planning
At JR Financial Planning, we believe that true financial planning can only be delivered through a complete understanding of individuals’ goals and objectives.
Our process adopts a measured and educational approach with clients. This helps promote a better understanding of the strategy, as well as potential legislative implications, economic and market conditions. We seek peace of mind for our clients and always encourage questions to be asked.
Ongoing, clients have unlimited access to our Certified Financial Planner®. This also includes the provision of regular updates on economic events and how they may impact on one’s strategy or portfolio.
Address: PO Box 170, Kew East VIC 3102
Phone: 03 9859 4654
Mobile: 0404 83 53 73