03 9859 4654
PO Box 170, Kew East VIC 3102
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The Transition to Retirement and Account Based Pensions

Transition to Retirement Advice

Advice on Superannuation, the Transition to Retirement and the Account-Based Pension.

You have spent your life accumulating superannuation and now at retirement, how will benefits support your general lifestyle needs?

Account-based pensions provide you with a regular and tax-effective income stream during your retirement.

At the initial meeting, we explain the transition to retirement, how much individuals may require and the various pension and investment options available.

JR Financial Planning is based in Kew East, but services clients throughout metropolitan Melbourne.

 

Retirement Planning and the Transition to Retirement

As individuals near or enter retirement, correctly structuring superannuation and contribution strategies becomes of utmost importance.  We therefore help clients:

Superannuation

  Consolidate to minimise fees.
∙  Maximise contributions.
∙  Effectively Salary Sacrifice.

Retirement Planning

∙  Ensure sufficient funds for retirement.
∙  Adopt a Transition to Retirement strategy.
∙  Utilise Account-Based Pensions.

Account-Based Pensions

∙  Established with benefits that you have accumulated in super.
∙  Earnings from investments (eg. interest on Cash) are received tax-free.
∙  From age 60, lump sum and pension payments are received tax-free.

 

Our Expertise

At JR Financial Planning, pension advice is only provided to clients by a Certified Financial Planner®.

The CFP® is the highest level of certification that a financial planner can achieve and is a commitment to abide by a Code of Professional Practice, including Code of Ethics, Practice Standards and Rules of Conduct.

financial planner financial advisor kew

 

 

 

About JR Financial Planning

At JR Financial Planning, we believe that true financial planning can only be delivered through a complete understanding of individuals’ goals and objectives.

Our process adopts a measured and educational approach with clients.  This helps promote a better understanding of the strategy, as well as potential legislative implications, economic and market conditions.  We seek peace of mind for our clients and always encourage questions to be asked.

Ongoing, clients have unlimited access to our Certified Financial Planner®.  This also includes the provision of regular updates on economic events and how they may impact on one’s strategy or portfolio.

Send us your query

 

Address: PO Box 170, Kew East  VIC  3102

Phone: 03 9859 4654
Mobile: 0404 83 53 73

Latest News

Reserve Bank RBA Cash Rate Interest Rate

Reserve Bank leaves cash rate unchanged at 1.50%

The Reserve Bank Board today left the cash rate unchanged at 1.50%.  For full details, please refer to the Statement by Philip Low or contact us to discuss your financial planning needs.  Key points from the media release include: Conditions in the global economy are continuing to imp
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