03 9859 4654
PO Box 170, Kew East VIC 3102
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Life Insurance, Total & Permanent Disablement (TPD) and Trauma

Life Insurance Advice

Advice on Life Insurance, Total & Permanent Disablement (TPD) and Trauma cover.

Life Insurance, Total & Permanent Disablement (TPD) and Trauma cover is most important when one is working and saving for retirement and/or when there are debts to service.

Personal insurance can therefore be critical for a secure financial future.  The sum insured can be used to help with the repayment of debts, the covering of future needs (eg. children’s education), immediate medical expenses or providing funds for investment to generate an income.

At the initial meeting, we can assess any existing policies and advise how Life, TPD and Trauma insurance can best work for you.

JR Financial Planning is based in Kew East, but services clients throughout metropolitan Melbourne.

 

Benefits and Features

Holding the Life insurance policy within superannuation can provide tax and cash flow benefits.  For example, the Fund can claim Life insurance premiums incurred as a tax deduction.

In regards to cash flow, as the Fund is accounting for premiums, the individual can redirect money otherwise spent on premiums to areas such as debt repayment.

Policies can be linked with Trauma cover, also known as critical illness insurance.  This provides a lump sum benefit and is designed to help you recover financially from a trauma or crisis, such as a heart attack, stroke, cancer or other life threatening condition.

 

Our Expertise

At JR Financial Planning, Life Insurance advice is only provided to clients by a Certified Financial Planner®.

The CFP® is the highest level of certification that a financial planner can achieve and is a commitment to abide by a Code of Professional Practice, including Code of Ethics, Practice Standards and Rules of Conduct.

financial planner financial advisor kew

 

 

 

About JR Financial Planning

At JR Financial Planning, we believe that true financial planning can only be delivered through a complete understanding of individuals’ goals and objectives.

Our process adopts a measured and educational approach with clients.  This helps promote a better understanding of the strategy, as well as potential legislative implications, economic and market conditions.  We seek peace of mind for our clients and always encourage questions to be asked.

Ongoing, clients have unlimited access to our Certified Financial Planner®.  This also includes the provision of regular updates on economic events and how they may impact on one’s strategy or portfolio.

Send us your query

 

Address: PO Box 170, Kew East  VIC  3102

Phone: 03 9859 4654
Mobile: 0404 83 53 73

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The Reserve Bank Board today left the cash rate unchanged at 1.50%.  For full details, please refer to the Statement by Philip Low or contact us to discuss your financial planning needs.  Key points from the media release include: Conditions in the global economy are continuing to imp
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