JR Financial Planning
When first deciding to engage a financial planner, many individuals are unsure as to what the financial planning process involves and the type of advice that will be provided.
Following initial contact, we will arrange a meeting to discuss your current circumstances and what you wish to achieve. The meeting aims to identify areas in which improvements could be made, whilst also providing clients with the opportunity to ask questions.
JR Financial Planning is based in Kew East, but services clients throughout metropolitan Melbourne.
Scope of Advice
Our tailored advice covers key areas including:
∙ Portfolio Development and Management.
∙ Conservative Investors – A focus on investment income and capital stability.
∙ Growth Investors – A focus on capital growth and tax effective income.
∙ Regular Savings Plans and Cash Flow Management.
∙ Fund Consolidation and Management – Minimise fees and tax.
∙ Contributions and Salary Sacrifice – Tax effectively save for retirement.
∙ Self-Managed Superannuation Funds – SMSF Strategies and Responsibilities.
∙ Ensuring sufficient funds for retirement.
∙ Account-Based Pensions – Drawing on superannuation in retirement.
Insurance and Risk Planning
At JR Financial Planning, advice is only provided to clients by a Certified Financial Planner®.
The CFP® is the highest level of certification that a financial planner can achieve and is a commitment to abide by a Code of Professional Practice, including Code of Ethics, Practice Standards and Rules of Conduct.
About JR Financial Planning
At JR Financial Planning, we believe that true financial planning can only be delivered through a complete understanding of individuals’ goals and objectives.
Our process adopts a measured and educational approach with clients. This helps promote a better understanding of the strategy, as well as potential legislative implications, economic and market conditions. We seek peace of mind for our clients and always encourage questions to be asked.
Ongoing, clients have unlimited access to our Certified Financial Planner®. This also includes the provision of regular updates on economic events and how they may impact on one’s strategy or portfolio.
Address: PO Box 170, Kew East VIC 3102
Phone: 03 9859 4654
Mobile: 0404 83 53 73